ULTY Dividend Calculator

You enter the share price, the weekly distribution per share, and how much you invest. The calculator divides your money by the price to get shares, multiplies shares by the weekly distribution, and scales that to a month and a year. Two more tabs model what happens when the price and the distribution fall over time, with or without reinvesting, and how much you would need to invest to reach a monthly income goal. The fund's expense ratio is already reflected in its price and payouts, so it is not charged a second time.

The fund states that it intends to pay distributions weekly, and recent ex-dividend dates have fallen in the middle of the week with payment the next day. Distributions are not guaranteed, and the amount changes from one week to the next. That is why the calculator asks for the weekly figure instead of assuming a fixed yield, and why you should refresh it from the fund's own site before relying on a result.

They measure different things. The distribution rate annualizes the latest payout against the fund's NAV, and the fund's site showed about 60.5% in late October 2026. The trailing twelve month figure adds up everything paid in the past year and divides by today's price, so it can look far higher when the price has fallen. The 30-day SEC yield excludes option income and was negative on the fund's site at the end of September 2026. For a forward estimate, the latest weekly payout is the most direct input.

NAV erosion is a decline in the fund's net asset value over time. When the fund pays a distribution, its NAV typically drops by that amount on the ex-dividend date, and if the underlying portfolio does not earn that money back, the share price trends lower. A large payout can therefore be partly your own capital coming back to you. The Growth and erosion tab lets you set a yearly price decline so you can see income and principal together instead of income alone.

The fund's site classified its most recent distribution as an estimated 100% return of capital, but the final tax character is only set after the year ends and is reported on Form 1099-DIV. Return of capital is generally not taxed right away and instead lowers your cost basis, which can raise the gain you owe when you sell. Other portions can be taxed as ordinary income. The tax rate field here is a simple planning assumption, not tax advice, so talk to a tax professional about your own case.

Reinvesting buys more shares of a fund whose price may be falling. If the price keeps dropping, each reinvested dollar loses value, so the larger share count can end up worth less than cash you collected and kept. In the default scenario of a 50% yearly decline over five years, reinvesting finishes lower than taking the cash. When the price is stable, reinvesting compounds strongly. Test both settings with your own assumptions to see which way your scenario tips.

The defaults use the October 20, 2026 closing price of $23.72 and the weekly distribution of $0.2647 per share declared on October 27, 2026. Both change constantly. Treat the defaults as a starting point and replace them with live figures from your broker or the fund's own page. The decline settings are scenario inputs based on the fund's recent price history, not predictions about the future.

Enter the monthly income you want before tax, and the tab works out the shares and the amount of money needed at the current price and weekly distribution. It also shows how that requirement grows if distributions fall to 80%, 60%, or 40% of today's level, which matters because a lower payout means you need more shares for the same income. If you set a tax rate, it also shows the larger amount needed to reach your target after tax.

No. This is an independent calculator and is not affiliated with, endorsed by, or sponsored by YieldMax ETFs, Tidal Investments LLC, or any fund issuer. ULTY and YieldMax are trademarks of their respective owners and are used here only to identify the fund being modeled. Nothing on this page is investment advice, and you can lose money, including most or all of what you invest.